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18 Oct 2010 

The Freecreditscore.com Band of Christian Brothers

With God on their side and by no doubt mobilizing thousands of “Christian soldiers” to cast votes for them, Victorious Secrets smote all the other rock band entrants to win the Freecreditscore.com band contest.  The new band will serve as a replacement to the original Freecreditreport.com band whose series of commercials first grabbed our attention (and the sing-a-long section of our brains) back in 2007. 

The new band, all of whose members are said to be on staff at the Kensington Community Church in Troy, Michigan, was quickly assembled last spring to start their career as contestants in a string of band competitions.  By the way, for all of you out there who might be interested in the origins of a Christian band that rather intriguingly uses a name sounding like that of a sexy underwear brand, just go to   There you will read how God and hard work and apparently the opportunity to use the Troy High School auditorium to hold their services, (I guess separation of church and state doesn’t exist in Troy) helped make the Kensington Church the mega-church it is today.  Backed by that kind of infrastructure, plus a voting campaign fueled by abundant religious fervor, now I ask you, how could Vicious Sects (I mean Victorious Secrets) have lost against the other presumably less fortunate, probably God-forsaking, contestant bands?

But I digress.  The band members, who look somewhat grungy and have all the practiced moves of leaping around on stage and shaking their unkempt manes, deliver a cleansed, antiseptic sound that seems tailor made for commercial jingles.  But they lose a lot of credibility when rock/pop music fans like me imagine a hand holding prayer group taking place just before they burst onto stage.  I tell you, when organized religion confiscates rock music it’s a sin against humanity.  Really.   

Now just think of this. These Bible thumping, abstinence-before-marriage supporting faux rockers, whose name evokes the tantalizingly un-Christian image of a wonderbra model, get in bed with a company that is known for sticking it to unsuspecting consumers.  Well, I honestly can’t predict who will get screwed the most.  Giant “money changers in the temple” (aka Freecreditscore.com) weds small town disciples of mega church with repressed sexual appetites (aka Victorious Secrets).  Hmmm. 

What will the baby look like? Presumably a string of commercials more popular than the previous ones starring actor Eric Violette.  At least that is what Experian is counting on. But that remains to be seen.  So far, the Freecreditscore band has not generated much popular interest.  Hell, let’s be honest, no interest.  Not one of them has the charming slacker boy authenticity of Eric, nor, dare I mention, his good looks.  They are simply too ordinary and awkward to be cast as a replacement for a guy who captured the attention and hearts of America.  

But then again maybe if Dave Muhlenfeld continues to write those catchy jingles AND the commercials run ad infinitum as before AND a camel passes through the eye of a needle then there might be a chance of another series of iconic commercials.  But don’t bank on it, Freecreditscore.com.  Common wisdom is that when you change something that isn’t broken, (in fact was hugely popular) the Media Fates are offended and the replacement is doomed.  Experian, creator of fear and loathing in consumers, may finally have met its match—God’s own army and the Media Fates. Oh! and karma.  



CORRECTION
The band was not hurriedly assembled last spring to start their career as contestants in band competitions.  According to this article they've been around for quite some time but calling themselves Schaeffer:

September 1st, 2010 by Lior Shamir

In 2007, Detroit-based rock act, Schaeffer, were selected as the winners of Breaking the Band 1, our international band competition.  As part of their prize package, they embraced the opportunity to work with We Are Listening’s TV and radio guru, Jon Delange.

Jon, who continues to mentor the band to this day, helped them achieve national awareness, first at radio and then with television networks by scoring placements in their original programming.  Annually, they have preformed during Austin’s SXSW event.

Eventually, the group emerged as America’s favorite in the FreeCreditScore.com band search which began with a shortlist of more than 100 hopefuls showcasing nationwide.

Now, The Victorious Secrets, the band’s new alias, are engaged in a $30 million advertising campaign.

As the new face of FreeCreditScore.com, they will be featured in a series of television commercials slated to debut during the 2010 MTV Video Music Awards next month.  They will also receive a $10,000 check, a Gibson Guitar prize package and Pearl drum kits, and a studio session with the music industry’s best of breed.  They will also walk the red carpet at the 2010 MTV Video Music Awards and have the opportunity to perform on the 2010 VMA Tour.

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25 Aug 2010 

Eric Violette and FCR: Behind the scene

The TRUTH behind the Freecreditreport.com commercials

Looks like the popular Freecreditreport.com band has lost its gig. There will be no more commercials featuring the trio lead by the slacker dude with the impish smile and perpetual credit woes.  Freecreditreport.com is offering varying and rather nonsensical explanations for their decision.



The commercials which began airing in 2007 were an immediate hit. The infectious, sing along jingles had Americans, from babies to grandmothers, memorizing the tunes. Country singers sang them at their concerts, crowds at sports events did too. We hardly needed prompting to launch into “They say a man should always dress for the job he wants….”



As interest in the recurring characters increased, lead singer Eric Violette was revealed. Rather than the American garage band frontman he symbolized, we found out he is a French Canadian actor/musician lip synching the pre-recorded jingles and his “band” was not really a band. Nevertheless the public continued to love the character and the commercials while increasingly complaining about the product. Consumers seethed when they discovered the product the band was promoting was not actually “F-R-E-E that spells free”. We loved the commercials despite the product they promoted.

Helped along by a story line that everyone could identify with—the young man who dreams big, but rarely hits the mark—the public anxiously waited for each new installment of the band’s continuing saga. Ultimately nine commercials were filmed.



Yet with all the success of the commercials, the back story was quite different. Complaints against Freecreditreport.com rose so much that the government stepped in to help consumers understand what they were signing onto when they accepted their “free” credit report. Using a video parody of the commercials to get out an accurate message, the FTC also began prosecuting Experian (owner of Freecreditreport.com) for their less than “truth in advertising” message. Federal laws were amended to protect consumers from unscrupulous vendors of credit reports which consumers were entitled by law to receive for free once a year anyway.



The other back story involved yet more deception on the part of Freecreditreport.com. Back in 2007 they hired the Martin Advertising Agency to produce the commercials. The agency was recently rated America’s top advertising agency and is the creative mastermind of other memorable commercials such as Geico’s gecko and cavemen. The Martin Agency chose to outsource the production of the commercials to Montreal. Flying under the radar of Canadian unions such as the actors' union ACTRA (AFTRA and SAG's Canadian affiliate), the Martin Agency was able to buy the silence of French Canadian production staff and actors’ agents. The unknown actors were paid a minimum day rate and an annual use buyout of a few hundred dollars. Consequently, the Martin Agency achieved its goal. The commercials were made for a fraction of the cost an American production would have demanded. This allowed them to spend their budget on air time and run the commercials ad infinitum.

While Violette became the face of Freecreditreport.com and the public’s interest in him increased, Freecreditreport.com took advantage of his popularity to again be less than forthright with the public. Not content to mislead consumers with the so-called free credit reports, nor content to produce commercials on the sly in Canada, they also impersonated Violette on their Freecreditreport.com websites and Facebook pages. Fans posted messages on these sites clearly thinking they were communicating directly with the “band” members. FCR even created a Facebook character named Roadie Jack who pretended to be the “band’s” roadie. When Jack’s Facebook friends (there were thousands) asked him about the band, Jack would invent bogus answers. Unsuspecting fans did not realize the sites were simply a marketing tool.



The impersonation continued in 2008 when Freecreditreport.com held a contest on Youtube. All you had to do was upload yourself singing one of the commercial songs. The grand prize was $15,000!! Ironically, this was more money than Freecreditreport.com had paid to all three “band” members for acting in the commercials. During the contest fans posted comments on the Youtube page believing the members of “FCR band” were hosting the contest. Again fans' presumptions about who they were communicating with were never corrected by the FCR.

Meanwhile Violette, who made only a few thousand dollars for the entire series of commercials, was still a struggling actor and musician trying to cope with his sudden pop icon status. Accosted by the American media, who naturally expected Violette to have reaped the financial rewards of his fame and the TV residuals, he graciously deflected their questions delving into how his new found “wealth” and “life changing” windfall had changed his life. Neither Freecreditreport.com nor the Martin Agency offered him assistance with public relations.  Freecreditreport.com watched nervously as the actor began doing more and more interviews and making appearances in the US. Their discomfort with his popularity was because they knew the more media queried the actor or scrutinized the background of the commercials the more likely the truth behind the commercials' productions and FCR's disingenuous manipulation of the public might be exposed.



Last year, that is just what happened. As production for the third set of commercials began in Montreal, ACTRA heard about it and angrily intervened. Production could continue, ACTRA stated, but only under ACTRA guidelines. That meant the Martin Agency would have to pay union rates and residuals to the actors. Consequently, these last commercials were aired far less often than their cheaper predecessors and now they've been pulled completely. 

Apparently, the Martin Agency intends to continue the “band” concept but with different actors. What are they going to do? Head off to a third world country? No, they're going to hire some inexperienced American band who is hungry for fame. That band will be exploited just as badly as Violette and his bandmates because that's what Freecreditreport.com does best--scam people. And in a few years, the decision to drop the original band will appear on the list of worst marketing decisions of the decade.



So ends the story of the Freecreditreport.com guy.

By Charlotte Chevalier
Admin · 2706 views · 8 comments